If you were diagnosed with cancer, a heart attack, or a stroke tomorrow — do you have access to a lump sum of cash to cover treatment, lost income, and daily bills without going into debt? *

Yes

If you became too sick or injured to perform basic daily activities — even temporarily — do you have a benefit in place that would fully replace your income, cover your mortgage, and allow your household to maintain its current lifestyle while you are recovering? *

Yes

Do you have life insurance and income protection outside of your job — coverage that stays with you even if you get laid off, change careers, or your company closes? *

Yes

Do you have a financial account that grows tax-free, protects you from market losses, and is accessible to you while you're still alive? *

Yes

Is your money currently growing in two directions simultaneously — meaning it is both accumulating wealth AND providing full protection for your family at the same time? *

Yes

If you passed away today, would all of your debts — mortgage, car, credit cards — be completely wiped out so your family inherits assets, not obligations? *

Yes

Can you access your retirement savings right now — today — without paying a penalty or owing income taxes on the withdrawal? *

Yes

If you wanted to start a business, make a down payment on a home, or seize a financial opportunity in the next few years, do you have accessible funds set aside that would not trigger taxes or penalties to use? *

Yes

Do you currently have a strategy that allows you to eliminate debt and build wealth at the same time — not one or the other? *

Yes

Do you have a plan that transfers wealth to your family completely tax-free the moment it is needed — not months later after a probate process? *

Yes

If you passed away tonight, would your family receive enough to maintain their current lifestyle for at least five years. *

Yes

Is there a financial plan in place specifically designed to help your children avoid the same financial stress and survival cycle you have experienced? *

Yes

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